Do you know anyone who owns his or her own business? How did it happen? Did someone come to them and say "Hey, you look like a nice person, I like you, you don't have to pay me anything, here's the key to your own business, go and make money now"? Or did they possibly scrape for every penny, probably even got a business loan to buy equipment, staff the business, advertising, marketing, etc. etc. etc.? The latter would be my guess.